Miraitu.in – Complete Legal Bundle

1. TERMS OF SERVICE

1.1 Agreement

This Terms of Service ("Terms") is a legally binding agreement between you ("User") and Miraitu Technologies Private Limited (CIN: U62099KA2026PTC216873), having its registered office at:

By accessing or using Miraitu.in, you agree to these Terms.

1.2 Nature of Platform

Miraitu.in operates as:

• A digital platform and intermediary
• A lead generation and information service provider
• A marketplace facilitator

We do NOT:

• Sell vehicles directly
• Own listed inventory
• Provide loans directly

1.3 Eligibility

You confirm that:

• You are 18 years or older
• You are legally capable of entering into contracts

1.4 User Obligations

You agree NOT to:

• Provide false or misleading information
• Upload infringing or illegal content
• Misuse platform systems or attempt unauthorized access

Violation may lead to:

• Account suspension/termination
• Legal action

1.5 Third-Party Transactions

All transactions are between Users and third parties (dealers/lenders).

Miraitu:

• Is not a party to transactions
• Does not guarantee product/service quality

1.6 Loan / Finance Clause

Miraitu.in may:

• Display loan/EMI options
• Share your data with RBI-regulated lenders
• Act as a Lending Service Provider (LSP)

However:

• We do not lend directly
• Loan approval is solely lender's decision
• We are not responsible for:
  • Loan rejection
  • Interest rates
  • Recovery practices

1.7 Pricing Disclaimer

• Prices are indicative only
• Final price depends on dealer, taxes, and location

1.8 Intellectual Property

All platform content belongs to Miraitu or its licensors. Unauthorized use is prohibited.

1.9 Limitation of Liability

To the maximum extent permitted by law, Miraitu shall not be liable for:

• Indirect or consequential damages
• Loss of data or profits
• Third-party actions
• Platform downtime

1.10 Indemnity

You agree to indemnify Miraitu against claims arising from:

• Your misuse of platform
• Violation of laws
• Third-party disputes

1.11 Termination

We may suspend or terminate access without prior notice.

1.12 Governing Law

Governed by Indian law under the Arbitration and Conciliation Act 1996

• Arbitration location: Chennai
• Decision: Final and binding

1.13 Contact

Email: info@miraitu.in

2. PRIVACY POLICY

Miraitu Technologies Private Limited collects and processes personal data in compliance with:

• Information Technology Act, 2000
• SPDI Rules, 2011
• Digital Personal Data Protection Act, 2023

Data We Collect:

• Personal details (name, phone, email)
• Device & usage data
• Financial/KYC data (if loan applied)

Usage:

• Service delivery
• Loan facilitation
• Fraud prevention
• Marketing

Sharing:

• Lenders
• Dealers
• Service providers

Your Rights:

• Access, correction, deletion
• Withdraw consent

Security:

We use industry-standard safeguards, but no system is 100% secure.

3. DISCLAIMER

Miraitu.in:

• Provides information and lead generation only
• Does not act as buyer, seller, or lender

We do not guarantee:

• Accuracy of listings
• Product quality
• Loan approvals

All services are provided "AS IS"

4. DMCA / COPYRIGHT POLICY

Miraitu respects intellectual property rights.

To report infringement, send email to:

info@miraitu.in

Include:

• Proof of ownership
• URL of infringing content
• Contact details

We will:

• Review
• Remove valid content
• Take action against repeat offenders

5. LOAN & LENDING DISCLOSURE

• We connect users with RBI-regulated lenders
• We do not control loan terms

Users must:

• Review lender terms carefully
• Take independent financial decisions

6. DATA SECURITY

We implement:

• Encryption
• Secure infrastructure
• Access controls

7. GRIEVANCE REDRESSAL