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Interest Calculator
Estimate KCC loans, farm credit interests, and repayment schedules instantly.
Loan Details
₹10K₹3L
1 mo10 yrs
Monthly EMI
₹8,515
Total Interest
₹2,180
Total Payment
₹1,02,180
Payment Breakdown
Principal: ₹1,00,000 (97.9%)
Interest: ₹2,180 (2.1%)
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KCC Interest Subvention
Under the Government of India scheme, KCC loans up to ₹3 lakhs receive a 2% interest subvention (effective rate ~4%). Timely repayment earns an additional 3% prompt repayment incentive, bringing the rate down to as low as 4% p.a.